5/23/09

Thinking of Green Real Estate Concepts

By Lance Winslow
There is a lot of alternative energy hype these days, but you have to be careful with solar installation sales people. Often, they make claims that you will have the unit, installation and equipment all paid off within 5-10-years with all the money you save on energy, the ROI or return on your investment.

the company's salesman takes an overly optimistic approach to such promises to get you to buy, you may find yourself underwhelmed with the results and later determine that you didn't save any money after all.

Not long ago this exact issue occurred and the homeowner being a lawyer asked for the ROI in writing. He lived in a very sunny city with only 6-9 rain days a year on average, so he accepted the salesman on his word, but got it in writing just in case, because he'd heard of problems that other consumers had encountered.

Turns out that in 2.5 years of the 10 year so-called ROI, he had not saved more than 10% on his energy bill. Worried that the company wouldn't be around in 7 and a half years, he took them to court for the entire cost of the unit.

He offered to allow them to remove it or leave it there, but wanted his money back, as he had been lied too. The solar company had all sorts of excuses such as cloudy weather, house facing the wrong direction, and even energy cost increases of 3%.

The judge was hearing none of this nonsense and awarded the gentleman full re-imbursement. The solar company could take the unit away or sell the unit for 15% of the original cost and walk away.

The homeowner had agreed that 15% was fair because a home buyer might like a solar system on the house and figured that he could raise the price of the house that small amount and recover that cost at a later date, which is more than fair considering he was lied to, and whether they meant to or not is irrelevant, the point is beware of these ROI claims during the initial purchase of your solar alternative energy system.

Green Homes and Alternative Energy Issues

By Lance Winslow
Modern technology has certainly served us well in our homes. Today we have natural gas lines, electricity, air conditioning, microwaves, hot water, hot running water, refrigeration, and all the modern amenities. But we also use a lot of energy. Now engineers are working on high tech appliances that are ultra-super efficient. It is truly amazing the quality of life we can live for such low costs.

Still, I've always thought that the ancient cultures who dug tunnels underground and allowed wind blowing into one end of the tunnel with outlets into the living area for air-cooling were wise, and that was a form of air-conditioning and it didn't take any energy once the tunnels for ventilation were created. No it wasn't perfect, but it worked. Even the American Indians built Kivas to stay cool in the hot summers and many of them had devised various rudimentary forms of air cooling vent systems.

Now we are looking at ways to create green homes using alternative energy technologies and it seems that distributive energy makes sense doesn't it. We need to be both efficient and wise when it comes to our power needs, at least this is what the expert believe, and I suppose both you and I concur completely.

Solar water obviously makes sense, as even if you can get the water to outside ambient temperature or close, you've saved a huge amount of energy heating it from the underground temps where the pipes are of 55-degrees, and heating water one degree takes a good amount of energy if you use any volume at all. Anytime we can devise simple systems and tricks of physics to help us with our technology we are miles ahead. So, we need both ancient and modern technology to live well and maintain our quality of life, please consider that.

5/18/09

Selling Your Home Without a Broker

When considering the sale of your home privately, it is important to understand the process. Many sellers are put off by the prospect of selling their home privately because they feel as though it might be too complicated and they lack the skills and resources to handle it effectively.

This is simply not the case; however. Selling your home without a broker does not have to be complicated. Understanding the requirements of the process will help you to achieve a favorable outcome; however, your ability to market and present your home to prospective buyers is truly the key to a successful sale. In order to realize that successful outcome, the following steps are typically observed:

1. A value must be obtained for the home in order to set a sales price that is reasonable.

2. The home must be placed on the market for sale and marketed and advertised.

3. A real estate purchase and sale agreement, real estate disclosure forms and lead hazard for must be prepared for presentation to the buyer. Depending on your local area, other documents and forms may be required as well.

4. After an offer has been made and accepted on the home, a deposit or down payment is typically paid to the seller by the buyer.

5. The buyer then begins the process of obtaining financing in order to fund the purchase price. In some circumstances, the buyer may be required to obtain a title search and/or survey. This may be required by the lender. The buyer and/or the lender may also require the purchase of a title insurance policy for the property.

6. A deed is prepared by the seller and it is then signed, witnessed and notarized in order for the property to be transferred to the buyer.

7. The closing takes place. During this meeting the buyer and/or the lender provides the remainder of the purchase price to the seller. The seller then pays off any liens and mortgages on the property and the deed is provided to the buyer. The buyer then files the deed with the appropriate recording office in the parish or county in which the property is located in order for the property to be transferred to the buyer's name.

When planning the sale of your home it is generally a good idea to speak with an attorney who specializes in real estate transactions as soon as you decide to sell. Selling your home involves making sure you abide by a number of regulations and laws and you will want to make sure you do not unintentionally violate any of these laws.

By Bill Hansen

The Most Magnificent Technique to Sell Property Instantly!

Since 2008 the British property market has been hammered by a combination of unique economic factors that has seen property prices plummet, mortgage products vanish and consumer confidence fade as the media circus make predictions and counter predictions of when the property slump may or may not end! But what does this mean for people like you and me who are trying to sell? What about if you need to sell due to repossession, divorce, or financial difficulty?

You see, there are ways though unconventional, to beat the crunch and guarantee the sale of your property whenever you decide.

The first and most difficult concept to understand is the price to sell at! This is always a sticking point for most. I have literally seen people who go bankrupt, miss that once in a lifetime opportunity, allow themselves to be repossessed by the greedy banks and even fall ill over the thought of not getting the price they imagined they would get for their property!

The easiest way to quantify the price you should sell at is by first understanding that your property is not the home that you have loved and taken care off it is not a family member 'that deserves better' you must dehumanise it and make it a commodity. It is a commodity that will provide you with a means to an end whether that is a long-term, short-term or even immediate end.

I will explain. When I invest in the stock market I have no emotional attachment to the stocks I buy. I simply assess the speed of which I can sell (get out) to achieve my goals and balance this with the reasons I have for my decision.

You see the amount you make doesn't really matter it's the goals you are trying to achieve that do! If you simply look at your decisions from a monetary angle and the "coulda, woulda shoulda's" you would never achieve your immediate goals.

Now in regards to property these goals could be anything from; avoiding repossession so your family can remain living in their home. Clearing mounting Debt that is causing you constant stress an affecting your well being or liquidating assets to stop the heartache of drawn out dealings with a spouse. Or possibly simply owning that dream property that has just come on the market at a fantastic price!

Once you have understood this concept of using your property to achieve your immediate goals all that is left to do is sell and if you have access to the expert techniques used by professional property investors of how to find buyers who can guarantee to buy your property no matter where is or what the condition and more importantly, no matter what's happening in the market, you can achieve your goals of selling your property whenever you decide within days!

You see in the last 6 months in the so called property slump when, if you believe the media, no property is being bought I have sold over 30 individual properties from my own portfolio with absolutely no hassle and no stress to people who can buy! I sell to people who guarantee to complete allowing me to reinvest my cash elsewhere or simply move on with my life with ease.

Did I mention that I also Pay Absolutely No Fees which are normally associated with selling property. That means I pay for No Home Improvement Packs, No Estate Agent fees and absolutely No Legal Fees, and it normally takes just 1 phone call or a few click of my mouse...It's that simple!

By Andy Swinton
Custom Search